Alabama Consumer Finance Association

The Consumer Finance Trade Association
Representing Alabama Consumer Credit Act And Alabama Small Loan Act Lenders In The State Of Alabama

Welcome To Our Site

The Alabama Consumer Finance Association focuses on being the leader and Pre-Eminent Trade Association representing the interests of licensed Alabama Consumer Credit Act (Mini-Code) and Alabama Small Loan Act lenders in the state.
We believe the goals of the Association to be the common goals of our member companies and our combined efforts provide more benefit for less – with equal voice in Association affairs of ALL our member companies.


The ACFA-Brothers/Harris Memorial Scholarship Committee will begin accepting scholarship applications beginning March 1, 2020 through June 20, 2020. This is a “heads up” for applicants to start working on the documentation and attachments required to be filed with the application, and for freshmen entering college for the first time to secure the transcript of high school grades immediately after the first of May.

Attachments for the Scholarship Criteria and Application can be found here

Upcoming Events

2020  Annual ACFA Convention

Sunday, Sept. 20 — Wednesday Sept. 23, 2020
at The Lodge at Gulf State Park  Gulf Shores, AL

Start making your plans to attend the 2020 ACFA Annual Convention at the new Lodge at Gulf State Park located in beautiful Gulf Shores, Alabama September 20 — 23, 2020!

We have an exciting time lined up for our 20th Annual convention attendees including educational speakers, optional activities such as an offshore fishing trip or dolphin cruise, and of course, delicious meals and great fellowship!

Please register online at the “Register Online to Attend Convention” link below then you can pay your registration/activity fees via credit card by clicking HERE  ……or print out the registration form and mail your check to our Association offices in Talladega–print version of registration form can be found by clicking HERE


Registration Fees are as follows:

Member Fee $350
Guest Fee (over 18) $350
Child Fee (less than 18) $75
Tuesday Morning Offshore Fishing Trip $200
Tuesday Morning Dolphin Cruise $25
Your rooms for the convention can be booked online by clicking HERE